Church Insurance and Risk Management Services.

No matter what leadership role you play at your church, we can help you be a better steward. Our church insurance products will protect your ministry, and our expert guidance will teach you to lead with excellence. 

Your Church is One of a Kind. Your Insurance Policy Should Be Too.

How many organizations require insurance for baptisms in lakes or coverage for large outdoor religious gatherings? Your church has unique challenges, which means you need unique insights.

ChurchWest Insurance specializes in property and liability coverage crafted specifically for churches and religious organizations. Our mission is to empower church leaders to dedicate more of their efforts to spiritual growth and community support, rather than worrying about potential risks that could impact their ministry.

Our team provides comprehensive insurance solutions in several key areas:

  • Property
  • Liability
  • Commercial Auto
  • Workers’ Compensation
  • Employee Benefits

When you’re with us, you’re part of our community. That’s why we offer expert, one-on-one guidance to help you navigate the complexities of risk management for your church or religious organization. 

Because at ChurchWest, our ministry is serving your ministry.

Liability Insurance

From trip and fall injuries to complicated litigation – we have coverage for the most important church risks. 

Property Insurance

Your ministry is a major financial investment by you and members. Our coverage is designed with the unexpected in mind so you can stay on mission.

Auto Insurance

Whether you’re the hands, feet or wheels: we’ve got you covered.

Workers' Compensation

While you serve others, let’s serve your team with the right coverage.

Employee Benefits

Transform your ministry’s impact with a benefits program that helps you attract the right people, manage your budget and support your values.

Confused About California Bill AB-506?

In the wake of many sexual abuse tragedies, the State of California passed AB-506. This law raises the expectations on California churches for preventing and reporting child abuse. By working with ChurchWest, you’ll soon be on the road to compliance.

Step 1: Policies & Procedures

First, your ministry must implement a child safety plan compliant with AB-506. Get started with a sample child safety plan courtesy of the ChurchWest Risk Management Library.

Step 2: Live Scan

Next, your ministry must register as an authorized requesting agency with the CA DOJ for Live Scan background checks. This applies to all employees and regular volunteers.

Step 3: Training

Every employee and regular volunteer must undergo mandated reporter training. Learn more about mandated reporter training through our partner, Church HR Network. (A 20% Discount for ChurchWest Policyholders).

Who We Are

ChurchWest is an independent insurance agency that works exclusively with churches, schools, and ministry-based, non-profit organizations. We serve over 4,000 ministries in California, Arizona, and Nevada—the largest truly independent ministry specialist in the region.

Our Team is Here for Your Team

Ryan Lucht

Ryan Lucht

Partner | Director of Employee Benefits

Zach Folmer

Zach Folmer

Partner

Kevin Vance

Kevin Vance

Associate Partner

Doug Wooton

Doug Wooton

Partner

Sam Yeo

Sam Yeo, MBA CIC

Partner

Edward Robinson Jr.

Edward Robinson Jr.

Associate Partner

Arden McDaniel

Arden McDaniel

Associate Partner, Benefits Consultant

Kristen Bethel

Ministry Account Executive

Howard Wooton

Associate Partner

Amy McBride

Ministry Account Executive

Brandon Selden

Ministry Account Executive

Ralph Neighbour III

Insurance Liaison & Relationship Manager

Austin Huerta

Austin Huerta

Ministry Account Executive

Jason Bartenstein

Jason Bartenstein

Associate Partner

Tom Cutler

Tom Cutler

Founder

Charlie Cutler

President

Andrea Rodriguez

Andrea Rodriguez

Partner

How to Get Started

Request

Getting started is easy. Just submit our "Request a Quote" form and a ChurchWest team member will call you to discuss next steps.

Discover

Your ChurchWest agent will meet with you to learn more about your church. We'll take what we learn to craft an insurance program specific to your ministry.

Buy

You're in full control. We'll share our findings and our recommendations for coverage. We'll also include a free 2024 Ministry Workplace Poster with your insurance quote!

The 2024 Ministry Workplace Poster.

Defend Your Faith-Based Protections.

As a religious non-profit, your ministry has unique employment law challenges and protections. Our Ministry Workplace Poster will support your religious freedoms as a faith-based employer while keeping you compliant.

More Resources for Your Church

4 Reasons Why Your Employment Poster Matters

A Guide to the Ministerial Exception

Employment Practices Liability Coverage