Website Terms and Conditions of Use

1. Terms
   By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, applicable laws and regulations and their compliance. If you disagree with any of the stated terms and conditions, you are prohibited from using or accessing this site. The materials contained in this site are secured by relevant copyright and trade mark law.
2. Use License
   Permission is allowed to temporarily download one duplicate of the materials (data or programming) on ChurchWest Insurance Services’s site for individual and non-business use only. This is just a permit of license and not an exchange of title, and under this permit you may not:
   • modify or copy the materials
   • use the materials for any commercial use, or for any public presentation (business or non-business)
   • attempt to decompile or rebuild any product or material contained on ChurchWest Insurance Services’s site
   • remove any copyright or other restrictive documentations from the materials
   • transfer the materials to someone else or even “mirror” the materials on another server
   This permit might consequently be terminated if you disregard any of these confinements and may be ended by ChurchWest Insurance Services whenever deemed. After permit termination or when your viewing permit is terminated, you must destroy any downloaded materials in your ownership whether in electronic or printed form.
3. Disclaimer
   The materials on ChurchWest Insurance Services’s site are given “as is”. ChurchWest Insurance Services makes no guarantees, expressed or implied, and thus renounces and nullifies every single other warranty, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, ChurchWest Insurance Services does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet site or otherwise relating to such materials or on any sites linked to this website.
4. Constraints
   In no event shall ChurchWest Insurance Services or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on ChurchWest Insurance Services’s Internet site, even if ChurchWest Insurance Services or a ChurchWest Insurance Services authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
5. Amendments and Errata
   The materials appearing on ChurchWest Insurance Services’s site could include typographical or photographic errors. ChurchWest Insurance Services does not warrant that any of the materials on its site are accurate, complete, or current. ChurchWest Insurance Services may make changes to the materials contained on its site at any time without notice. ChurchWest Insurance Services does not, however, make any commitment to update the materials.
6. Links
   ChurchWest Insurance Services has not reviewed all of the sites or links connected to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by ChurchWest Insurance Services of the site. Use of any such linked website is at the user’s own risk.
7. Site Terms of Use Modifications
   ChurchWest Insurance Services may revise these terms of use for its website at any time without notice. By using this site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.
8. Governing Law
   Any claim relating to ChurchWest Insurance Services’s site shall be governed by the laws of the United States and the State of California without regard to its conflict of law provisions.