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Financial, HR and Operations

Here’s where you’ll find the latest and greatest materials to help your church stay on top of its financial, HR and operations needs.

Financial, HR, and Operations Blog Posts

  • Prevent Fire Damage to Church Property

    By Zach Folmer on July 19, 2017

    Let’s face it: we could all do more to prevent fire damage to church property. Especially when around 95% of wildfires in California are caused by people. That’s a startling statistic, and according to Cal Fire, an accurate one. Our California summers bring dry conditions and heat, both huge factors when it comes to fire risk – especially if there’s

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  • Alert: Protect Your Church from WannaCry Malware

    By Charlie Cutler on May 16, 2017

    Did you protect your church from WannaCry malware? We’ve been getting a lot of calls from our churches about it over the last few days. If you haven’t heard, a computer malware named Wcry, commonly known as “WannaCry” or “WannaCrypt” has struck – and the damage is worldwide. This attack began late last week on March 12 and is still

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  • Ministry-Risk Trends To Be Aware Of

    By Matt Campbell on April 14, 2017

    Ministry-risk issues can distract a church from its mission like nobody’s business. That’s why, like most important topics, there’s never a stupid question. You’ve heard that, right?  Every time someone asks a ministry-risk question, there are a number of people that had that same question, but didn’t ask it. We’ve all been in that situation. Maybe we didn’t ask a

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  • Are Sanctuary Churches Legal?

    By Charlie Cutler on March 24, 2017

    Are you wondering about sanctuary churches? You may have been hearing a lot about sanctuary cities over the last few months. A sanctuary city is a city that allows sheltering of undocumented immigrants from immigration enforcement. Typically, these cities do not allow municipal funds or resources to be used to enforce federal immigration laws. That means local law enforcement will

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  • Affordable Care Act Changes: What We Know

    By Ryan Lucht on March 15, 2017

    Affordable Care Act changes are a hot topic right now. If you’ve been following the news lately, you know politics are a real mess. Probably not something you want to discuss at the dinner table, but definitely something you should be discussing in your board meetings. There’s been a lot of back and forth on what’s going to change with

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  • Church Emergency Service Command Center

    By Zach Folmer on February 15, 2017

    Have you considered running a church emergency service command center? A few days ago, somewhere in Northern California, just northeast of San Francisco, a community faced disaster. Damage to the spillway at the Oroville dam displaced 200,000 residents of the cities and counties surrounding Lake Oroville. Residents fled to higher-ground cities like Sutter, but where did they all stay? When

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  • Marijuana in Church? Understanding Prop 64

    By Steve Robinson on November 17, 2016

    Marijuana in church? Probably not. But, whether you agree with it or not California voters overwhelmingly approved the passage of Proposition 64. The new law legalizes adult recreational use of marijuana. Depending on who you listen to the passage of this proposition will either set off a cataclysmic chain reaction of moral and social decay or it will have minimal

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  • 3 Big Changes for Ministry HR

    By Sam Yeo on September 28, 2016

    There are some big ministry HR changes coming up in 2017. Is your ministry ready? Your ministry’s Human Resources department deals with unique issues that the secular business world doesn’t. That can mean challenges that don’t always have easy-to-find answers. In a world where HR problems and solutions are geared toward software companies, retail stores and other secular businesses, the

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  • Why Do Churches Get Hacked?

    By Steve Robinson on August 15, 2016

    Do churches get hacked? Short answer: yes. How many of us have gotten an email from our bank, opened it and then clicked a link inside? I’m willing to bet a vast majority of us have done it. Now, have you ever opened it again and realized the email had some typos? Did that get you wondering if the email

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  • 5 Cyber-Security Risks and Solutions for Your Church

    By Sam Yeo on July 25, 2016

    Cyber-security risks are a threat to anyone that uses a computer connected to the Internet. Those risks can lead to having your personal data stolen. Data breaches are everywhere these days. Companies that have been affected include Target, Home Depot, Sony, Citibank, NSA, the IRS and the list goes on. You might think your church doesn’t need to worry about cybercrime,

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  • Alert: Don’t Let The Fair Labor Standards Act Overtime Rules Cost You

    By Sam Yeo on June 28, 2016

    Did you know an important Fair Labor Standards Act employment law is changing? You’ve probably gotten a lot of emails about the new FLSA employee overtime ruling that took place on May 18, 2016. If you haven’t heard, the United States Department of Labor made a change to who qualifies as an exempt employee under the Fair Labor Standards Act

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  • Breaking News: 2016 Work Comp Rates

    By Charlie Cutler on March 21, 2016

    Not all work comp rates are the same…did you see the recent filings?  Of course not!  While you are focused on your ministry, we are monitoring the insurance environment for ministries in California and making sure that your work comp rates are the some of the most competitive available to ministries.

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  • What’s The Difference Between Term and Whole Life Insurance?

    By Sam Yeo on March 2, 2016

    Are you familiar with the difference between term and whole life insurance? Let me ask this: is your church ready for the next big natural disaster or a fire? Do you have a ministry continuity plan in place? If your church is damaged, what would it cost to rent a new facility for the duration of time your buildings are out of

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  • 2013 Nonprofit Security Grant Program (NSGP)

    By Sam Yeo on December 9, 2015

    It’s going to be tough, but there is time to get this done! On May 21st the Department of Homeland Security announced the 2013 Nonprofit Security Grant Program. This program offers organizations the opportunity to apply for grants of up to $75,000 to pay for protection and security enhancing measures at facilities at risk of terrorist attacks.

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  • The Most Overlooked Risk Management Tool in Church…

    By Sam Yeo on May 18, 2015

    What would happen if your pastor or another key employee died tonight?  I know, no one likes to think about this. However, it’s a key component of your church’s risk management program. Think of it this way:  Do you think that your church would see attendance and giving grow if your pastor died? All churches go through transition of their

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  • #1 Reason Why Churches Are Involved In Lawsuits?

    By Jason Raymond on May 17, 2015

    Employment Disputes are the #1 Reason! Employment issues such as discrimination, wrongful dismissal, sexual harrasment, and other employee-related matters challenge ministry leaders now more than ever before. Having policies in place can help prevent employment conflicts and better equip churches and ministries to deal with workplace issues. Reglious organizations have protections that secular organizations do not have.  However, you need

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  • Question: Church Payroll…Can’t Anyone Do It?

    By Sam Yeo on November 17, 2014

    We spend a lot of time with churches as they work through their church payroll process. Frequently, people think ‘everyone is getting paid and they aren’t complaining too much, why do I have to think about it?’  Well, church payroll is a pretty unique animal and when a mistake is made, it can be devastating to a ministry.  We usually

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  • Evaluating Your Financial Controls

    By Sam Yeo on September 28, 2014

    When we receive a call from a church letting us know that someone’s been embezzling, one thing is always said: ‘We trusted him/her and can’t believe that they would do this!’  It’s always someone that you trust or they wouldn’t have been placed in that position to begin with! The typical claim is around $50,000, although we have seen some

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  • Sample Social Media Policy for your Church

    By Sam Yeo on September 27, 2014

    While social media can be a powerful tool for sharing the gospel, posting online comes with a set of potential pitfalls. It’s important to consider privacy, copyright, and other issues when posting on a ministry social media page.  Brotherhood Mutual has produced four sample documents that may help you set guidelines that increase safety in your social media activities: A

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  • Resources for your Church Board

    By Sam Yeo on September 27, 2014

    Communication is key, right?  Well, clear communication among your church board is imperative in running your ministry effectively. GuideOne Mutual & Evangelical Council for Financial Accountability have made available some fantastic resources for your church board. Board Member Application Board Member Commitment Pledge Church Board Conflict of Interest Sample Church Board Ethics Policy Handling Conflicts of Interest Article Conducting Effective

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  • Church Financial Controls for Collecting Donations

    By Sam Yeo on May 28, 2013

    Handling Donations, Contribution Collection, Deposits and Data Entry It is all too common for churches to find themselves missing money, and at The Cutler Group our heart sinks every time we field a call and learn that a church’s finances have been targeted.  In this day and age, with volunteers coming and going, you need to have a solid financial policy

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  • Church Financial Controls Flowcharts and HR Webinar

    By Sam Yeo on March 28, 2013

    Church Financial Controls Flowcharts, an HR Webinar, Avoiding Junkmail, and Getting to Know your Advisors Financial Controls Flowcharts Believe it or not, we see embezzlement claims at churches all the time. Talk about naïve…when people steal from a church and say to themselves ‘who is going to know’, um, try the big guy upstairs! The typical claim is around $50,000,

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  • Child Protection, Healthcare Reform and Tax Credits

    By on March 20, 2013

    It’s exciting to see how ministries are using technology. How would your church use Google enabled talking shoes to keep your flock walking the righteous path (groan)? Think of it…these shoes could link with your church’s calendar and guide them to church events! Daily devotions could be heard during morning jogs! Include a pair in your wedding package to make sure the

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  • Churches Using Social Media as a Hiring Tool

    By Jason Raymond on October 10, 2012

    Here’s an interesting article I came across that might help protect your ministry.  As always we encourage you to take a look at past newsletters about church protection and risk management. While social media may be an excellent source of information, you should be aware of the legal and ethical issues involved in using social media to screen your staff. Take a

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  • Five Things Every Church Board Member Should Know

    By Jason Raymond on October 26, 2011

    Church board members have been placed in a position of trust. As such, you have a legal responsibility to place the church’s needs ahead of your own. 1. Are we incorporated? (Should we be?) Incorporating offers ministries two significant advantages: Ease of doing business. Being incorporated makes doing business much simpler for the church. Liability protection. Incorporation can place a

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